Merchant Cash Advance An Alternative to the Bank

Any striving business person or entrepreneur knows that a golden rule to business is that it takes money to make money. When you own a small business, one of the more frustrating aspects of it is to look for some business funding. It is not the easiest process to try and borrow money from a bank. When borrowing money from a bank, generally, you have to fulfill a long list of requirements to get an approved loan. In addition to this, even if you fulfill all of the requirements, in some cases the banks still wont approve you for the loan if they feel your business idea will not work. You also have to convince the bank that your business idea will enable you to pay back the loan in a timely manner.

The good news is that there are alternative sources of financing for small to medium- sized businesses. One of the more popular forms of funding is a merchant cash advance for a business loan. One good thing about this type of loan, is that you are not limited to how you spend your loan. As long as its business related, you are able to spend it on any business related expense. This is not the case for every business loan. The only concern about this type of loan is that the merchant pays back the loan.

What exactly sets this type of loan apart from a traditional bank loan? Basically, whoever is giving out the loan is purchasing future credit card receivables of the business owner. For example, the way it works is a business borrows $10,000 from a provider of the loan. With this, comes an agreement that the business owner receiving the loan agrees to pay interest through their future credit card sales. There

Bank po recrutiment

Banks conduct examinations in order to recruit eligible candidates for various posts in the bank. It is very important to clear these exams with the highest scores in order to get the coveted job. Banks offer a large variety of jobs which are highly preferred by the youth of today’s times. The mains reasons for this inclination towards bank jobs is due to the fact that banks undertake candidates from any academic background and candidates from all the streams are considered as equals. All of them are given equal opportunity to exhibit their skill, test their knowledge and grab the golden opportunity.In 2011, many banks have conducted exams for various posts and recruited the most suitable choice for the job.Bank po is one of the most coveted jobs offered by the banking sector. Every bank requires a probationary officer to carry out important functions in the bank. Bank po exams are conducted by the respective banks. These exams are very difficult to clear and it requires much hard work and dedication to clear these exams. Bank po is one of the most preferred career options by today’s youth. The main reason behind the strong inclination is the handsome pay offered by the job as well as the exciting additional incentives. Students from any stream like humanities, commerce or science can apply for this job. However, an aggregate of 50 per cent in graduation level is required to be eligible In 2011, many banks have released their dates of exam while others have conducted the exams. The minimum age to apply for the bank po exam is 21 years and the maximum age is 30 years. Candidates beyond this age can no apply for the job. The overall performance in bank po exams and the interview session decides the final list

Advantages And Disadvantages Of Online Trading

Online trading means trading of stocks through internet. In simple words online trading has brought the stock exchange literally to our homes. There are dedicated sites that offer online trading platform to indulge in trading of stocks. Since the introduction of online trading there has been a surge of investors, primarily new investors who were earlier shying away from the market. Online trading has made it possible to trade in different kinds of securities like stocks, bonds, futures, options, ETFs, forex currencies and mutual funds. There are some obvious differences between online and traditional trading. In traditional trading the activities are carried out through a broker, he helps the trader with suggestions on how to proceed in the trade. The transaction is carried out through archaic communication tools like telephone. The broker assists the trader in the whole process in the form of collecting and providing information for making better trading decisions. In return of this service the trader charges a commission on every trade, which is most of the time on the higher side. The traditional form of trading is a time consuming process and generally benefits long time investors who dont do much trading.

On the contrary there is a change in the process when it comes to online trading. Stock brokers have their websites through which they provide a platform to indulge in online trading of stocks. The platforms are very useful because they provide additional information like market data, news, charts and alerts. Market data is provided in the form of levels namely 1.5, 2 and 3. Day traders are the kind of traders who require every level of market data. Trading decisions are taken by the trader himself. Traders are allowed to trade more than one product, one market and/or one ECN with his single

What is load bank testing

Load banks are often talked about in industrial environments, but many people dont know exactly what they are or what they do. Essentially, a load bank simulates the electrical load that powers a piece of electrical equipment. By mimicking the real load that will be transmitted to a source that powers this equipment, it helps to test its reliability.

As a result, load banks are very important in industrial contexts. Keep reading for further information on load banks and load bank testing.

Uses for load banks

Load banks are often rented and used in a variety of situations. In factories, they are useful for testing generators and turbines. In situations where generators are kept on site but only used in the event of a power outage, they may also be useful for regular testing of these generators to ensure that they will still work when needed.

Load banks may also be used to test other back-up power supplies, like batteries and UPS (Uninterrupted Power Supply) systems. UPS load bank testing is often carried out during preventative maintenance. As well as testing whether or not a UPS system works, load bank testing can also test the condition of batteries within the system in order to ascertain how much life each cell has left.

Other applications of load bank testing include ground power testing, tackling problems caused by wet stacking (often found in diesel engines or generators), getting rid of carbon build-up on piston rings and building gas turbine platforms.

Why is load bank testing important?

Load bank testing is important because it helps to prevent disruption to electrical power services. This is very important in factories, when even a small amount of downtime can represent the loss of a significant amount of money. However, its also crucial for hospitals, which depend

Allahabad and Corporation Bank

In today’s time, banking sector is flourishing at a high pace. Many private and public sector banks have opened all over the country. These banks ensure easy and safe access to money for the general audience. With the opening of banks, there has been a high demand for trained professionals in the banks. The banks have to offer a large number of job opportunities. However, the most coveted job opportunity offered by the banks is of a bank po. A bank po refers to bank probationary officer. Many banks conduct exams for the recruitment of this job. Many banks have released forms for bank po in 2011. Allahabad bank and corporate bank are two such banks, which conduct these exams every year and recruit many suitable candidates.

Allahabad Bank PO Recruitment: Allahabad bank is one of the most reputed banks of India. It recruits candidates for the post of bank po, purely based on their performance in the exams conducted by the bank. Online registration is done for the exams. Many candidates appear for the exams, however only a few a short-listed and reach the interview level. The eligibility criteria for the exam are: Candidate should be a citizen of India. The maximum age to apply for the post of bank po is 30 years. Candidate more than 30 years of age are considered ineligible. The candidate must be graduated from a government university. A minimum aggregate of 55% is required to apply for the post of bank po. Bank po work usually deals with working on the computer. Therefore, a diploma in computer operation is required to appear for the exams.

Corporation Bank PO Recruitment: Corporation bank is one of the most nationalized banks of India. It also conducts examinations for the post of bank po. For

Global Market Report 2012

Global Stock Market 2012

Australian Share Market has started to get much better level in Local Share Market. Bank Scripts are raising for example ANZ Banking Group and National Australia Bank with the Capitalization and with the size of 87$ this year. China Market has the good movement in Market of 2012. So this movement made Investors and Traders to bet for buy and sell in the Financial market. Only in 2010 Index Future was launched in China Financial Future Exchange which has been going in the nice Movement in China Market. In African Stock Exchange, there are 4 Exchanges which has been taking place in the Capitalization in Africa. They are Ghana Stock Exchange, Sierra Leone Stock Exchange, Nigerian Stock Exchange. Many years, the African Capital Market Integration Council stays at the front of the Integration Process and surviving it. In 2012, More Investors from Foreign has started to Invest in Sri lanka Market, which has made the Investors in Sri lanka scared. Foreign Investors buying the important companies and the Fundamentals in Sri lanka. After 2010, Foreign Investors have bought 28.2 billion Stocks in 201, Only in Si Lanka which has made us surprise. Indonesia Stock Market 2012, Negative Trading have affected the Turn Over and the GDP of Indonesia. But the Local Traders, wants to Invest more in the Indonesia Stock Market. Last few months. Only Indonesia Market having the Negative Movement, but the cause is from Global Market. Bank Stocks like Bank Mandiri has been helping the Financial Sector to become advance as 7.2. So we knew in India, it had been little negative movement in 2011. But in 2012 it has started to flow nicely which is good news for our Indian Stock Traders. We found a result in 2011 Survey, the Return Ratio

What is the Difference Between a Credit Union and a Bank

Banks and credit unions seem very similar to most people. They both offer deposit accounts and various types of credit. They have many of the same services, telephone banking, online banking and ATMs; but there are some major differences between the two. If youre wondering where to turn for your next personal loan or arent sure where to open a savings account consider the following differences between a credit union and a bank.

Credit Unions

A Credit Union is a member-owned not-for-profit financial cooperative governed by a Board of Directors elected by the credit unions members. The members of a credit union usually have something in common, such as living in the same geographical region or belonging to the same organization.

Credit Unions offer everything from checking and savings accounts to small business loans, car loans, mortgages, personal loans, and more. A credit unions main focus, however, is on savings and it will usually offer higher interest on savings products than a bank. A credit unions not-for-profit status means that any income it earns is given back to its members, usually via lower interest rates and fees.


A bank is a stockholder-owned financial institution. Its main goal is to make its investors money and it does so by investing its customers money or lending it to other customers. When you make a deposit at the bank you are essentially loaning money to it. The bank pays you back in interest for that loan but the rates vary depending on the bank (consider that 0.05% youre now making on a savings account you opened several years ago when interest rates were much higher).

Banks also make their money in fees (ATM fees, overdraft fees, late payment fees, etc.). Banks carry the same products as credit unions, deposit accounts, IRAs, credit cards, and so on,